AFFDF-Financial assistance for treatment of serious diseases to non-pensioner ESM (All ranks)/Widows

Background

All pensioners of Indian Armed Forces have been provided medical cover under ECHS with effect from 01 Apr 2008. But, non-pensioners who were sent out of service at an early stage due to organizational constraints or discharged at own request, do not have such medical cover. With increased cost of health care, it is extremely difficult for the non-pensioner ESM to meet their expenses on treatment of serious diseases like cancer, renal failure and heart ailments in their old age.The aim of this aid gratis is to provide financial assistance to a non-pensioner ESM of all ranks/ or their widows to meet medical expenses related to treatment of approved/listed serious diseases like cancer, renal failure, knee replacement, heart surgery etc.

Present Scheme

The financial assistance for treatment of the following approved serious diseases is payable to non-pensioner ESM of all ranks/ their widows subject to a maximum of Rs 1,50,000/- per year.
• Angiography & Angioplasty
• CABG.
• Open heart surgery
• Valve replacement
• Pacemaker Implant
• Cerebral stroke
• Prostrate surgery
• Joint replacement
• Renal failure
For treatment of cancer/dialysis, the financial assistance is given as per following subject to a maximum of Rs 75,000/- per annum.

(a) For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines etc.
(b) For Non-Pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc.

Number of Beneficiaries and Amount Disbursed

The number of beneficiaries and the amount disbursed during last three years under the above scheme is as under:-

For further information please click here